Home The Best Pay By Phone Casinos in the UK in 2025

The Best Pay By Phone Casinos in the UK in 2025

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Pay by phone casinos let you make convenient deposits through your phone bill or prepaid plan. No need for debit cards, e-wallets, crypto, or any other more-involved deposit methods.

You can see our choices for the best pay by mobile casino sites below. Keep reading to learn about how phone deposit casinos work, their advantages, downsides, and more.

Midnite
96%
London Based Casino and Bookmaker
BetMorph
98%
Top Choice for UK Licensed Casinos

What Are the Main Advantages of a Pay By Phone Casino?

Regular UK online casino deposit methods require you to complete the transaction immediately. For example, if you’re using a card and want to play at credit card casinos, you’re covering deposited funds now, not days/weeks down the road.

By contrast, a pay by mobile casino lets you play immediately and cover the deposit later. You can either handle deposits through your monthly phone bill or deduct them from a prepaid plan.

The best pay by phone bill casinos in the UK serve mobile and landline users. They’re also compatible with a variety of mobile payment platforms and apps, like some of the following options:

  • Apple Pay
  • Boku
  • EE
  • Google Pay
  • O2
  • PayForIt
  • Virgin Mobile
  • Vodafone
  • Zimpler

Deposit limits are very low for pay by mobile casinos due to provider restrictions. After all, service providers are essentially loaning you money upfront and want to avoid assuming too much risk. The typical phone bill casino deposit range is £10–£30 per day.

Phone Deposit Casino Payment Methods

You can deposit at a pay by mobile casino through your network provider or a mobile payment app. Let’s go over popular networks and apps so you know more about your options.

Paying by the Network Provider’s Phone Bill

  • How Does it Work? – You add a casino deposit to your phone bill or subtract it from your prepaid plan. Notable UK mobile providers that support deposit by phone bill include O2, Three, Virgin Mobile, Vodafone, and EE.
  • Typical Processing Times – A pay by phone bill casino deposit will normally go through instantly. Withdrawals aren’t possible through this method.
  • Are there any Fees? – You may or may not incur a small processing fee from the provider. Some pay by phone casinos will cover these charges for you.
  • What are the Limits? – The limits are extremely low, with £10–£30 being the most-common case.

Google Pay

  • How Does it Work? – You link a debit or credit card to your Google Pay account. Afterwards, you can make casino deposits through your Android device, using Face ID or Touch ID to confirm transactions.
  • Typical Processing Times – Deposits are normally instant, while withdrawals take 1–3 days. Keep in mind that some pay by mobile casinos don’t support Google Pay cashouts.
  • Are there any Fees? – GPay deposits and withdrawals are normally feeless.
  • What are the Limits? – Common Google Pay deposit limits are £20–£2,000, and typical withdrawal limits are £20–£3,000.

Apple Pay

  • How Does it Work? – Just like with GPay, you link a debit/credit card and confirm deposits through tapping or facial recognition.
  • Typical Processing Times – Instant deposits and 1–3 days on withdrawals, which are only an option at limited deposit by mobile casinos.
  • Are there any Fees? – Apple Pay deposits and withdrawals are usually feeless.
  • What are the Limits? Standard Apple Pay deposit and withdrawal limits are £20–£2,000 and £20–£3,000, respectively.

Zimpler

  • How Does it Work? – Begin by adding your preferred payment option (eg bank account, card) to your Zimpler account, then enter the random 4-digit verification code Zimpler sends you to make deposits and withdrawals.
  • Typical Processing Times – Instant, or near instant, deposits and withdrawals.
  • Are there any Fees? – No fees unless there’s a currency conversion involved, at which point small charges apply.
  • What are the Limits? – Given that Zimpler doesn’t impose limits, everything will depend on the pay by phone casino you use.

Boku

  • How Does it Work? – Boku acts as a handy intermediary between you and major mobile providers. You use it by entering your phone number, deposit amount, and SMS code (confirmation). The deposit will go on your next phone bill.
  • Typical Processing Times – Instant deposits, while withdrawals aren’t available.
  • Are there any Fees? – No, you won’t have to pay any fees.
  • What are the Limits? – Boku deposit limits are low at £10–£30 daily.

PayForIt

  • How Does it Work? – This service essentially does the same thing as Boku. You use it by entering your deposit amount and confirming the transaction via your PayForIt account.
  • Typical Processing Times – Deposits are instant, with withdrawals aren’t currently possible.
  • Are there any Fees? – You don’t need to cover fees.
  • What are the Limits? – You can only deposit £10–£30 per day.

Phone Deposit Casino Methods: A Comparison

Payment MethodAverage Deposit TimeAverage Withdrawal TimeMin Casino DepositAverage Fees
Network Providers0–10 minutesN/A£10£1
Google Pay0–10 minutes1–3 days£10–£20None
Apple Pay0–10 minutes1–3 days£10–£20None
ZimplerInstantNear Instant£10£1.50–£5 (currency conversions)
BokuInstantN/A£10None
PayForItInstantN/A£10None

What to Expect from Phone Bill Casino Bonus Offers?

We haven’t come across any bonuses specifically for phone bill casino deposits. However, your preferred payment method may exclude you from claiming a certain casino bonus.

Check the specific bonus T&C section to make sure you’re eligible for the bonus if you deposit by phone bill.

Bonus Types Explained

Each of the following offers are commonly available at pay by mobile UK casinos. Pay close attention to the terms we’ll discuss when pursuing these deals:

  • Welcome Bonus: You can qualify for this offer with your first phone bill deposit at a new casino. Most welcome bonuses are impressive, like, for example, a 100% up to £1,000 plus 200 free spins. Standard wagering requirements (aka rollover) on these deals are 30x–40x the bonus plus deposit amount. Other common industry terms include a £5–£10 max bet, 10x–20x cashout limit, and certain game exclusions (eg live dealer tables).
  • Free Spins: These bonuses let you play slots at pay by phone bill casinos without risking your bankroll. For example, you might receive 50 free spins after depositing £100 or more. A free spins offer may be restricted to a certain game or be eligible for more slots. Common wagering requirements are 35x–45x the winnings you get after using up all free spins.
  • Cashback: This offer gives back a portion of your losses from the previous day, week, or month. For instance, you might qualify for 10% up to £200 weekly cashback. Some bonuses award you the cashback immediately, while others force you to meet a rollover (eg 5x). Obviously you’re better off getting the cashback without wagering requirements.
  • No Deposit Bonus: A pay by phone casino no deposit bonus gives you free spins or a free chip after completing registration. These rare offers normally have high rollover (eg 50x–60x), low win caps (eg £100 max) compared to other bonuses.
  • Reload Bonuses: You can use these deposit bonuses to reload your account as an existing player. For instance, a pay by mobile casino might offer 100% up to a £300 bonus every Tuesday. Reload offers typically have the same type of terms as welcome bonuses, but with lower multipliers.

Some operators, notably pay by phone bill casinos without Gamstop, usually offer richer bonuses; however, they also employ fewer mechanisms when it comes to setting limits on your play.

VIP Club, Loyalty Programmes, and Rewards

Many UK casinos aim to keep you around by offering rewards through loyalty programmes (aka VIP clubs). Here’s what you can expect at the average pay by phone bill casino:

  • Common loyalty rewards include cashback, deposit bonuses, birthday gifts, free spins, priority withdrawals, and VIP hosting.
  • These programmes have multiple tiers (eg Bronze, Silver, Gold, Platinum).
  • The amount of perks you get depends on your loyalty status.
  • The highest tiers typically enjoy the fastest withdrawal priority, 24/7 VIP hosting, and the best cashback percentage.

You can see what the top UK mobile deposit casinos offer in terms of bonuses and VIP rewards below.

CasinoBonusFree SpinsVIP ClubOngoing promotions
BetfredWager £10, get 200 free spinsUp to 200 spins weeklyYesMultiple free spins bonuses
BetMorphUp to £300 & 200 free spins5–500 free spins every weekendNoWheel of Spins, deposit bonuses & free spins
MidniteWager £20, get 100 free spins10–60 free spinsYesFree spins on Mondays


Most Popular Games in Mobile Payment Casinos

The average pay by mobile casino offers a large game selection covering all casino classics. We’ll detail what’s available in the following sections, including slots, table games, card games, and more.

Pay By Mobile Slots

Slots are highly popular for a few reasons, including their cheap bets, fast-paced action, and high win potential. Some pay by phone slots let you chase six- or seven-figure jackpots for less than £1.

These games also feature entertaining themes, such as aliens, candy, football, Greek mythology, rugby, and the Wild West.

Below, you can see some of the finer points of pay by mobile slots:

  • High volatility and low volatility: Some games are highly volatile, meaning they pay less frequently but have bigger short-term win potential. Others have lower volatility, trading more frequent wins for less explosive payouts.
  • Paylines: Paylines are patterns of lines connecting symbols on the screen that determine whether you win or not. Many pay by phone slots we review have 20–50 lines. Some new online slots also feature non-payline mechanics, such as cluster pays or Megaways.
  • Reels: The number of reels determines how many symbols can land across a game’s grid. The most common setup is 5 reels, but we’ve reviewed many slots with up to 6 reels, or cascading reels that appear on the grid once certain conditions are met.
  • RTP: Return to player (RTP) determines how much a game pays long term. For instance, a slot with 96.5% RTP will theoretically pay back £96.50 per £100 on average. Anything above 96% RTP is generally considered good for mobile slots.

Blackjack

Blackjack has a heavy strategy element that rewards you for good play. Most mobile deposit casino blackjack games offer over 99% RTP with optimal strategy. Some different variations you’ll find online include Double Exposure, single deck, Switch, and Vegas Strip rules.

Baccarat

This game lets you bet on the banker’s hand winning, the player’s hand winning, or both hands tying. You’ll achieve the optimal 98.94% RTP just by picking the banker to win every time.

Poker

Casino poker games involve competing against the dealer, often with large side payouts available. For example, the Ultimate Hold’em Bonus blind bet pays up to 500:1 for a royal flush. Some other poker variants include Caribbean stud, Let ‘Em Ride, and tri-card poker.

Roulette

This classic game commonly comes in American or European format. The difference is that the European wheel (97.3% RTP) has 37 pockets, compared to 38 pockets on the American wheel (94.74%). More exotic variants include double ball, multi-wheel, and mini roulette.

Video Poker

Video poker gives you one chance to draw for better cards to form the best-possible 5-card hand. It’s perhaps even more strategic than blackjack and can offer over 99.5% RTP on certain variations. Popular video poker games include Bonus Poker, Deuces Wild, and Jacks or Better.



Pros and Cons of Pay By Mobile Casinos

ProsCons
Instant depositsMax phone deposit is usually £30
Easier to use than most methodsMust find an alternative withdrawal method
Cover your deposit laterNot supported by smaller providers
High level of security
Deposits are normally feeless

Security and Safety at Mobile Deposit Casinos

You’ll generally be safe when using a pay by phone bill casino in the UK. As we’ll discuss, the key factors that make these casinos trustworthy include licensing, privacy, app/website encryption, and responsible gambling tools.

Casino Licensing Authorities

Whether you’re playing at UK-based or international casinos, it’s important you pick a casino that is licensed. A license guarantees that a casino is safe and legitimate.

Here are some notable regulators that cover offshore pay by phone bill gaming sites:

  • Curaçao Gaming Control Board: The CGCB is an international gaming authority that regulates hundreds of online casinos worldwide.
  • Malta Gaming Authority: The MGA is a popular regulator for pay by phone bill casinos operating in Europe, based in Malta.
  • UK Gambling Commission: Regulates gambling sites operating in the UK and requires them to connect with the Gamstop self-exclusion network.

Privacy and Encryption

You’ll already enjoy a high level of protection when you deposit by phone bill at a casino. But we prefer going the extra distance by ensuring any recommended UK gaming site is safe itself.

We always check if a pay by mobile casino employs measures to protect personal information from data breaches and hackers. All casinos from our list protect your data just as well as Neteller casinos, which are widely known for data safety.

Customer Support and Responsible Gambling

A quality pay by phone bill casino has 24/7 support with multiple contact methods. We consider live chat and email musts, while social media and phone support are bonuses.

Our reviewers contact any prospective UK casino through live chat and email to measure response times. Ideally, support will respond through live chat in 1–2 minutes and via email within several hours.

The best UK casinos with pay by phone methods also provide responsible gambling resources (eg Gambler’s Anonymous) and tools. Examples of the tools include deposit limits, time limits, and self-exclusion.

It’s worth noting that pay by phone bill casinos not covered by Gamstop also let you set some restrictions on playing, though a bit looser.

Pay By Phone Method Alternatives

Lots of players prefer a mobile phone credit at UK casinos due to the instant deposits. But there are alternative payment options you might be interested in, especially for withdrawals.

Some methods are faster, but may carry additional fees. When playing at Visa casinos, for example, you can expect even faster deposits and withdrawals.

The following table shows what else you can use at a mobile casino besides paying with phone credit.

MethodWithdrawal TimesDeposit LimitWithdrawal LimitFees
Network Provider’s BillN/A£10–£30N/AAround £1
Google Pay1–3 days£10–£2,000£10–£3,000N/A
Apple Pay1–3 days£10–£2,000£10–£3,000N/A
Credit/Debit Cards1–5 days£10–£1,000£10–£2,0003–10%
Bank Transfers2–4 days£20–£5,000£10–£10,000£0–£25
E-WalletsUp to 24 hours£10–£3,000£10–£4,000Around 3%
Cryptocurrencies1–15 minutes£10–£10,000£10–£10,000Under 1% (blockchain)

Final Thoughts on Pay By Phone Casinos

A pay by mobile casino is perfect when you want to play now and pay later. You can also use mobile apps like Apple Pay and GPay when you don’t mind covering a deposit immediately.

Either way, you’ll enjoy instant deposits with little effort. With some deposit by phone methods, you merely need to enter a verification code.

If you’re looking for a mobile deposit casino, we always recommend checking the game selection, bonuses, and withdrawal options. The latter are key because you can’t withdraw through most phone payment methods.

You should also check if a prospective gaming site has a license and trustworthy software providers. These factors will help ensure you stay safe when depositing by phone at a casino.

FAQs

Is it safe to pay by phone at a casino?

Yes, the average pay with mobile phone credit UK casino is safe to use. These gaming sites typically have encrypted websites and trusted software providers.

What phone providers do casinos accept?

A casino accepting pay by phone bill often supports major UK providers like EE, O2, Virgin Mobile, and Vodafone. You may also find payment apps like Google Pay and Apple Pay at almost any mobile casino that lets you pay with phone credit.

How does a mobile deposit casino work?

After joining a pay by mobile casino, head to the cashier and view available payment options. Next, you’ll choose a relevant method that lets you deposit by phone bill at the casino. The way that you fund your account depends on the method. For example, Zimpler sends you a 4-digit verification code to confirm your deposit.

Do pay by phone casinos offer any bonuses?

Yes, almost every pay by phone bill casino in the UK offers bonuses. Examples include welcome offers, free spins, reload deposit bonuses, cashback, free chips, and no deposit bonuses. The typical casino accepting pay by phone bill also features a VIP programme and loyalty rewards.

Is it faster to fund your casino account with a phone bill?

A deposit by mobile phone at a casino is the fastest way to fund your account. It’s even quicker than debit/credit cards because you don’t have to enter card details. Instead, you just need to verify the payment through a confirmation code.

What are the most popular pay by phone casino games?

The most popular mobile deposit casino games are pay by phone slots. You’ll typically find hundreds or thousands of these games at any given pay by phone bill UK casino. Blackjack, roulette, crash games, live dealer tables, and scratchcards are also popular at these casinos.

References

Matt Bastock

Matt is a casino and sports betting expert with over two decades' writing and editing experience. He loves getting into the nitty gritty of how casinos and sportsbooks really operate in order...

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